How Much Does It Cost To Get A Credit Card In Ghana

Does Ghana have credit cards?

Credit cards are widely accepted throughout Ghana, especially at large hotels and restaurants. 

Visa cards have wider acceptance, followed by MasterCard and American Express.

Can I get a credit card for free?

Credit cards don’t have to cost money in fact, they can be totally free.

In most cases, all you need to do is choose one without an annual fee and pay your statement balance in full every month.

How can I get a credit card for the first time?

See if you have a credit report and score.

Determine whether student credit cards are an option.

Compare secured and unsecured starter cards.

Limit your search to cards with the lowest fees.

Choose the best remaining offer for your needs.

Submit your credit card application.

How much does it cost to create a credit card?

Ultimately, it costs card issuers as little as 10 cents each for simple, traditional plastic cards, about 5.85 Ghana Cedi to 11.71 Ghana Cedi each for cards equipped with EMV smart chips and contactless payment systems (where the card is just waved over a terminal), and much more for prestige cards made of metal or other alternate materials.

How Much Does It Cost To Get A Credit Card In Ghana