Health Insurance At University of Ghana
This course aims at teaching students the differences in the nature of private individual health
insurance and the social national health insurance schemes; the operational aspects of health
insurance schemes; and the distinction between individual and group health insurance schemes. The
course will also make clear the business uses of individual health insurance. Specific topics
include:principles of health insurance, underwriting the health risk, the health insurance contract,
determination of premiums (Individual and Group premiums), claims management, cost
containment, handling of reserves, the main types of health insurance protection, hospitals as insurers
and health financing reform in developing countries.