Banking Short Codes and Swift Codes in Ghana

By | December 10, 2015

Banks in Ghana
Swift and Sort Codes

1. Introduction
To facilitate the efficient clearing and settlement of interbank paper payment instruments
throughout the country, cheques and other paper payment instruments were standardized to make
them amenable to automated processing. The standardization included dividing the country into 11
clearing zones, with each zone having its clearing house; assigning a 6-digit unique sort code to
each bank branch; and MICR-encoding paper payment instruments presented to the clearing
house. A 6-digit unique sort code is also printed on all paper payment instruments.
2. Components of the sort code
The sort code was developed to facilitate the clearing and settlement of interbank payment
instructions according to the clearing zone within which the paying bank is located, as the case
may be.
The 6-digit sort codes are allocated based on pre-defined criteria to identify the bank, the clearing
zone in which a bank branch is located and the branch number of the bank.
Consider the sort code 01-02-03
– The first two digits (01) represent the bank’s code
– The second two digits(02) represent the code of the clearing zone within which
the branch of the bank is located
– The last two digits (03) represent the branch’s code.
On January 16, 2010 electronic clearing of cheques was introduced under the Cheque Codeline
Clearing (CCC) with truncation system with nationwide coverage. All the clearing houses were
collapsed and a new national clearing house was established. This Clearing House is sited in the
premises of the Ghana Interbank Payment and Settlement Systems (GhIPSS) in Accra, the capital
of Ghana. GhiPSS is responsible for the management and operation of the cheque clearing
system.
Notwithstanding the collapse of the 11 clearing houses into one, the clearing sort codes developed
on the old clearing house arrangements are still the criteria used in routing payment information to
paying banks across the country.
3. Clearing Cycle
The period within which a payment instrument presented for clearing receives value is referred to
as the clearing cycle. Following the commencement of electronic clearing of cheques in Ghana,
the clearing cycle for cheque clearing nationwide is D+1. D represents the day on which cheques
are deposited with the collecting bank and the image captured electronically for transmission to the
Clearing House, while 1 is the day on which clearing and settlement take place.

4. Recent Changes
Since the last publication some changes have taken place within the banking system which have
necessitated a revision of the sort codes. These include the following
a. Bank of Africa Group acquired majority shareholding in Amalgamated Bank Limited.
Consequently, the name Amalgamated Bank was changed to Bank of Africa Ghana
Limited, but maintained the existing sort codes
b. Ecobank Ghana Limited acquired The Trust Bank Ghana Limited in June 2012. All
branches of TTB are now assigned Ecobank code and given new branch codes, resulting
in new sort codes for these branches.
c. Access Bank Ghana Limited also acquired Intercontinental Bank Ghana Limited in March
2012. All branches of Intercontinental Bank are now assigned Access Bank code and
given new branch codes, resulting in new sort codes for these branches.

BANK AND SWIFT CODE
No Bank Bank Code Swift Code
1 Bank of Ghana 01 BAGHGHAC
2 Standard Chartered Bank (Gh) Ltd. 02 SCBLGHAC
3 Barclays Bank (Gh) Ltd 03 BARCGHAC
4 Ghana Commercial Bank Ltd 04 GHCBGHAC
5 National Investment Bank Ltd 05 NIBGGHAC
6 United Bank for Africa (Gh) Ltd. 06 STBGGHAC
7 ARB Apex Bank Ltd 07 AREXGHAC
8 Agricultural Development Bank 08 ADNTGHAC
9 SG-SSB Bank Ltd 09 SSEBGHAC
10 Merchant Bank (Gh) Ltd 10 MBGHGHAC
11 HFC Bank Ltd 11 HFCAGHAC
12 Zenith Bank (Gh) Ltd 12 ZEBLGHAC
13 Ecobank (Gh) Ltd 13 ECOCGHAC
14 Cal Bank Ltd 14 ACCCGHAC
15 UT Bank (Gh) Ltd 16 MTALGHAC
16 First Atlantic Merchant Bank Ltd 17 FAMCGHAC
17 Prudential Bank Ltd 18 PUBKGHAC
18 Stanbic Bank Ghana Ltd 19 SBICGHAC
19 International Commercial Bank Ltd 20 INCEGHAC
20 Amalgamated Bank Ltd 21 AMMAGHAC
21 Unibank (Gh) Limited 22 UBGHGHAC
22 Guaranty Trust Bank Limited 23 GTBIGHAC
23 Fidelity Bank Ghana Ltd. 24 FBLIGHAC
24 Bank of Baroda (Gh) Ltd. 26 BARBGHAC
25 BSIC Ghana Ltd. 27 BSAHGHAC
26 Access Bank (Gh) Ltd. 28 ABNGGHAC
27 Energy Bank (Gh) Ltd. 29 ENRBGHAC

5 SORT CODE OF BANK BRANCHES
5.1 Bank of Ghana
No Name of Branch Sort Code
1 Accra 010101
2 Agona Swedru 010303
3 Takoradi 010401
4 Sefwi Boako 010402
5 Kumasi 010601
6 Sunyani 010701
7 Tamale 010801
8 Hohoe 011101
5.2 Standard Chartered Bank (Gh) Ltd
No Name of Branch Sort Code
1 High Street 020101
2 Korle Dudor 020103
3 Liberia Road 020104
4 Opeibea House 020105
5 Tema 020106
6 Tudu 020107
7 Legon 020108
8 Osu 020112
9 Ring Road Central 020114
10 Spintex 020118
11 Dansoman 020121
12 Abeka 020126
13 Achimota 020127
14 Madina 020128
15 Takoradi Harbour 020422
16 Tarkwa 020424
17 Kejetia 020613
18 Harper Road 020615
19 Obuasi 020617
20 Techiman 020720
21 Tamale 020823

5.3 Barclays Bank (Gh) Ltd.
No Name of Branch Sort Code
1 Kasoa 030101
2 A & C Mall 030104
3 Accra Mall 030105
4 Abeka Lapaz 030106
5 Dansoman 030107
6 GNPC 030108
7 Nima 030109
8 Legon 030110
9 Achimota 030111
10 Osu 030112
11 Ring Road Central 030114
12 BCM 030116
13 Motorway Ext. 030117
14 Spintex Main 030121
15 Knutsford Avenue 030122
16 Legon Main 030125
17 Tema Fishing Harbour 030130
18 Makola Square 030135
19 Airport City 030136
20 Circle 030141
21 Accra Corporate Service Centre 030144
22 Spintex Prestige 030145
23 High Street 030148
24 Direct Sales 030149
25 Avenue Central 030154
26 UNDP 030155
27 Tema Main 030160
28 SME Centre 030161
29 Agbobloshie 030162
30 Madina 030163
31 Head Office 030164
32 Wineba 030165
33 Teshie Nungua 030168
34 Accra Newtown 030169
35 Dome 030170
36 Darkuman 030173
37 Independence Avenue 030175
38 Weija 030179
39 Ashiaman 030184
40 Haatso 030185
41 Somanya 030186
42 Kaneshie 030187
43 Tema Oil Refinery 030189
44 North Kaneshie 030190
45 Maamobi 030191
46 Offshore Banking 030192
47 Mataheko 030193
48 Adenta 030194
49 Abossey Okai 030195
50 Kotobabi 030196
51 Palm Wine Junction 030197
52 Koforidua 030242
53 Nkawkaw 030243
54 Oda 030246
55 Nsawam 030247
56 Cape Coast 030337
57 Mankessim 030367
58 Twifo Praso 030399
59 High Street, Takoradi 030431
60 Liberation Road, Takoradi 030432
61 Tarkwa 030434
62 Tarkwa Mines 030451
63 Asankragua 030452
64 Takoradi Kokompe 030456
65 Elubo 030498
66 Ho 030539
67 Aflao 030572
68 Asafo 030623
69 Prempeh II Street 030627
70 Kejetia, Kumasi 030628
71 Obuasi 030638
72 New Suame Magazine 030653
73 Old Suame Magazine 030657
74 Agogo 030658
75 Adum 030666
76 Bantama 030674
77 Sefwi-Wiaso 030676
78 Konongo 030677
79 Krofom 030680
80 Tanoso 030681
81 Ahodwo 030683
82 Techiman 030718
83 Berekum 030723
84 Sunyani 030750
85 Gaoso 030759
86 Tepa 030771
87 Atebubu 030778
88 Tamale 030833
89 Gumani 030871
90 Bolgatanga 030919
91 Bawku 030926
92 Wa 031088
93 Hohoe 031140
5.4 Ghana Commercial Bank Ltd.
No Name of Branch Sort Code
1 High Street 040101
2 Burma Camp 040102
3 Legon 040103
4 Ministries 040105
5 Republic House 040106
6 Tema Main 040107
7 Tema Market 040108
8 Tema Industrial Area 040109
9 Tema Fishing Harbour 040110
10 Ring Road West 040111
11 Kaneshie Market 040112
12 Korle Bu 040113
13 Osu 040114
14 Derby Avenue 040115
15 Boundary Road 040116
16 Liberty House 040117
17 Accra New Town 040118
18 Trade Fair Site 040119
19 Kaneshie Industrial Area 040120
20 Ashiaman 040121
21 Madina 040123
22 31st December Market 040124
23 Clearing 040125
24 Tetteh Quarshie Circle 040126
25 Kwame Nkrumah Circle 040127
26 International Trade Finance 040128
27 Global Transfer Services 040129
28 Tandra Hill 040130
29 Somanya 040131
30 Akropong-Akwapim 040132
31 Mampong-Akwapim 040133
32 Nsawam 040134
33 Akosombo 040135
34 Akuse 040136
35 Aburi 040137
36 Winneba 040138
37 Agona Swedru 040139
38 Ada Foah 040140
39 Keta 040141
40 Sogakope 040142
41 Kasoa 040143
42 Dome (Kwabenya) 040144
43 Ablenkpe 040145
44 Safe Bond (Jubilee) Tema 040146
45 Kasoa Main 040147
46 Kissieman 040148
47 Adenta Market 040149
48 Spintex Road 040150
49 Accra North Circle 040151
50 Dansoman 040158
51 Nima 040159
52 Nungua 040160
53 Head Office 040199
54 Koforidua 040201
55 Akim Oda 040202
56 Kade 040203
57 New Tafo 040204
58 Nkawkaw 040205
59 Asamankese 040206
60 Ayinam 040207
61 Suhum 040208
62 Kibi 040209
63 Mpraeso 040210
64 Donkorkrom 040211
65 Cape Coast Main 040301
66 University of Cape Coast 040302
67 Assin Fosu 040303
68 Breman Asikuma 040304
69 Abura Dunkwa 040305
70 Saltpond 040306
71 Mankessim 040307
72 Twifo Praso 040308
73 Donkokrom 040311
74 Elmina 040315
75 Takoradi Main 040401
76 Takoradi Harbour 040402
77 Takoradi Market Circle 040403
78 Sekondi 040404
79 Tarkwa 040405
80 Samreboi 040406
81 Enchi 040407
82 Axim 040408
83 Half-Assini 040409
84 Prestea 040410
85 Sefwi Wiawso 040412
86 Dadieso 040413
87 Bogoso 040414
88 Elubu 040415
89 Ho 040501
90 Aflao 040502
91 Dzodze 040503
92 Abor 040504
93 Akatsi 040517
94 Ho Market 040526
95 Ho Pollytechnic 040530
96 Kumasi Main 040601
97 Asafo Market 040602
98 KNUST Kumasi 040603
99 Kejetia 040604
100 Konongo 040605
101 Yeji 040606
102 Mampong-Ashanti 040607
103 Sefwi Wiawso 040608
104 Bekwai 040609
105 Effiduase – Ashanti 040610
106 Obuasi 040611
107 Ejisu 040612
108 New Offinso 040613
109 Ejura 040614
110 Tepa 040615
111 Akumadan 040616
112 Juaso 040617
113 New Edubiase 040618
114 Ahinsan-Kumasi 040619
115 Agona Ashanti 040620
116 Jubilee House 040621
117 Agogo 040622
118 Nkawie 040623
119 Dunkwa-on- Offin 040624
120 18-April Harper Road, Kumasi 040625
121 Bantama 040627
122 Tech Junction, Kumasi 040628
123 Sunyani 040701
124 Bechem 040702
125 Berekum 040703
126 Dormaa Ahenkro 040704
127 Duayaw-Nkwanta 040705
128 Hwidiem 040706
129 Goaso 040707
130 Mim 040709
131 Japekrom 040710
132 Wenchi 040711
133 Kintampo 040712
134 Nkoranza 040713
135 Techiman 040715
136 Sankore 040717
137 Sampa 040723
138 Techiman Market 040724
139 Sunyani Market 040725
140 Tamale Main 040801
141 Yendi 040802
142 Damongo 040803
143 Salaga 040804
144 Tamale Market 040805
145 Bimbila 040806
146 Tamale Hospital Road 040809
147 Bolgatanga 040901
148 Navrongo 040902
149 Bawku 040903
150 Walewale 040906
151 Wa 041001
152 Tumu 041002
153 Lawra 041003
154 Bole 041004
155 Hohoe 041101
156 Jansikan 041102
157 Kadjebi 041103
158 Kpandu 041104
159 Peki 041105
160 Nkwanta 041106
161 Kete-Krachi 041107
162 Dambai 041108
5.5 National Investment Bank
No Name of Branch Sort Code
1 Accra Main 050101
2 Tema Main 050109
3 Osu 050111
4 Foreign 050112
5 Tema Habour Area (AFKO) 050113
6 Lotteries 050116
7 Abeka 050117
8 Head Office – Clearing Unit 050120
9 Adenta 050121
10 Spintex 050123
11 Winneba Road 050124
12 North Industrial Area 050128
13 Tema Community 9 050129
14 Head Office 050131
15 Dansoman 050132
16 Koforidua 050204
17 Akim Oda 050218
18 Cape Coast 050310
19 Takoradi 050407
20 Ho 050503
21 Kumasi 050605
22 Kumasi Central 050619
23 Obuasi 050621
24 Dunkwa-on-Offin 050626
25 Sunyani 050706
26 Techiman 050715
27 Wenchi 050725
28 Kitampo 050726
29 Ntoroso 050730
30 Tamale 050808
31 Bolgatanga 050902
32 Wa 051014
5.6 United Bank for Africa (Gh) Ltd
No Name of Branch Sort Code
1 Head Office, Ridge 060101
2 Accra Central 060102
3 Tema 060103
4 Abossey-Okai 060104
5 Ring Road 060107
6 Dzorwulu 1 – Motorway 060108
7 Dzorwulu 2 060109
8 Madina 060110
9 East Legon 1 060111
10 East Legon 2 060112
11 Teshie 060113
12 Spintex Road 060114
13 North Industrial Area Business Office 060127
14 Takoradi 060402
15 Kumasi, Adum 060601
5.7 ARB Apex Bank/Rural and Community Banks
5.7.1 Accra Clearing Zone
No Name of Branch Sort Code Location
1 Head Office, Adabraka 070101 Accra
2 Apex Bank – Accra Centre 070102 Accra
3 Nyakrom Rural Bank Ltd 070103 Nyakrom
4 Manya Krobo Rural Bank Ltd 070104 Odumase-Krobo
5 Gomoa Rural Bank Ltd 070105 Apam
6 Anum Rural Bank Ltd 070106 Anum
7 Akuapem Rural Bank Ltd 070107 Mamfe
8 Dangme Rural Bank Ltd 070108 Prampram
9 Shai Rural Bank Ltd 070109 Dodowa
10 Ada Rural Bank Ltd 070110 Kasseh
11 Brakwa Braman Rural Bank Ltd 070111 Brakwa
12 Eastern Gomoa Assin Rural Bank Ltd 070112 Gomoa-Dominase
13 Gomoa Ajumako Rural Bank Ltd 070113 Afransi
14 Agona Rural Bank Ltd 070114 Kwanyaku
15 Akyepim Rural Bank Ltd 070115 Gomoa-Daw
16 Awutu Emasa Rural Bank Ltd 070116 Awumasa
17 Ga Rural Bank Ltd 070117 Amasaman
18 Abokobi Rural Bank Ltd 070118 Abokobi
19 Bawjiase Area Rural Bank Ltd 070119 AwutuBawjiase
20 Agave Rural Bank Ltd 070120 Dabale
21 Mepe Area Rural Bank Ltd 070121 Mepe
22 Union Rural Bank Ltd 070122 Senya Breku
23 Anlo Rural Bank Ltd 070123 Anloga
24 Odupongkpehe Rural Bank Ltd 070124 Kasoa
25 La Community Bank Ltd 070125 La
26 Apex Link Centre 070126 Accra
27 Asuogyaman Rural Bank Ltd. 070127 Accra
28 Citizen Rural Bank Ltd. 070128 Accra
5.7.2 Koforidua Clearing Zone
No Name of Branch Sort Code Location
1 Apex Bank Koforidua Centre 070201 Koforidua
2 Asuopra Rural Bank Ltd 070202 Afosu
3 Kwahu Rural Bank Ltd 070203 Kwahu Pepease
4 South Birim Rural Bank Ltd 070204 Achiase
5 Upper Manya Kro Rural Bank Ltd 070205 Asesewa
6 Kwahu Praso Rural Bank Ltd 070206 Kwahu Praso
7 Atiwa Rural Bank Ltd 070207 Kwabeng
8 Mumuadu Rural Bank Ltd 070208 Osino
9 Afram Rural Bank Ltd 070209 Tease
10 Akim Bosome Rural Bank Ltd 070210 Akim Swedru
11 Mponua Rural Bank Ltd 070211 Amuana Praso
12 Kwaebibirem Rural Bank Ltd 070212 Asuom
13 Akyem Mansa Rural Bank Ltd 070213 Ayirebi
14 South Akim Rural Bank Ltd 070214 Nankese
15 Odwen-Anoma Rural Bank Ltd 070215 Hweehwee
16 Dumpong Rural Bank Ltd 070216 Oframase
17 Adonten Community Bank Ltd 070217 New Tafo
18 Fanteakwa Rural Bank Ltd. 070218 Koforidua
5.7.3 Cape Coast Clearing Zone
No Name of Branch Sort Code Location
1 Apex Bank – Cape Coast Centre 070301 Cape Coast
2 Enyan Denkyira Rural Bank Ltd 070302 Enyan Denkyira
3 Kakum Rural Bank Ltd 070303 Elmina
4 Nyankumase Ahenkro Rural Bank Ltd 070304 Fanti Nyankumase
5 Assinman Rural Bank Ltd 070305 Assin Manso
6 Akatakyiman Rural Bank Ltd 070306 Komenda
7 Ekumfiman Rural Bank Ltd 070307 Essuehyia
8 Akoti Rural Bank Ltd 070308 Assin Akropong
9 Twifo Rural Bank Ltd 070309 Twifo Agona
10 Mfantsiman Community Rural Bank Ltd 070310 Biriwa
5.7.4 Takoradi Clearing Zone
No Name of Branch Sort Code Location
1 Apex Bank – Takoradi Centre 070401 Takoradi
2 Ankobra West (Esiama) Rural Bank Ltd 070402 Esiama
3 Amenfiman Rural Bank Ltd 070403 Wassa Akropong
4 Nzema Manle Rural Bank Ltd 070404 Awiebo
5 Jomoro Rural Bank Ltd 070405 Tikobo No.1
6 Lower Pra Rural Bank Ltd 070406 Shama
7 Fiaseman (Bogoso Area) Rural Bank Ltd 070407 Bogoso
8 Mansoman Rural Bank Ltd 070408 Manso – Amenfi
9 Ahantaman Rural Bank Ltd 070409 Agona Nkwanta
10 Western Rural Bank Ltd 070410 Wassa Akropong
5.7.5 Ho Clearing Zone
No Name of Branch Sort Code Location
1 Apex Bank – Ho Centre 070501 Ho
2 North Tongu Rural Bank Ltd 070502 Adidome
3 Avenor Rural Bank Ltd 070503 Akatsi
4 Unity Rural Bank Ltd 070504 Ziope
5 Weto Rural Bank Ltd 070505 Kpeve
6 Batawu Rural Bank Ltd 070506 Ho
5.7.6 Kumasi Clearing Zone
No Name of Branch Sort Code Location
1 Apex Bank – Kumasi 070601 Kumasi
2 Atwima Rural Bank Ltd 070602 Foase
3 Sekyedumasi Rural Bank Ltd 070603 Sekyedumas
4 Asokore Rural Bank Ltd 070604 Asokore
5 Asante Akyem Rural Bank Ltd 070605 Juansa
6 Kwamanman Rural Bank Ltd 070606 Kwamang
7 Adansi Rural Bank Ltd 070607 Fomena
8 Kumawuman Rural Bank Ltd 070608 Kumawu
9 Akrofuom Area Rural Bank Ltd 070609 Akrofuom
10 Ahafo Ano Premier Rural Bank Ltd 070610 Wioso
11 Bosomtwi Rural Bank Ltd 070611 Kuntanase
12 Okomfo Anokye Rural Bank Ltd 070612 Wiamoase
13 Denkyiraman Rural Bank Ltd 070613 Ayamfuri
14 Asawinso Rural Bank Ltd 070614 Sefwi – Asawinso
15 Odotobri Rural Bank Ltd 070615 Jacobu
16 Atwima Kwanwoma Rural Bank Ltd 070616 Pakyi No. 2
17 Atobiase Area Rural Bank Ltd 070617 Atobiase
18 Sekyere Rural Bank Ltd 070618 Jamasi
19 Amanano Rural Bank Ltd 070619 Nyinahim
20 Amasie West Rural Bank Ltd 070620 Antoakrom
21 Juaben Rural Bank Ltd 070621 Juaben
22 Yapra Rural Bank Ltd 070622 Prang
23 Nwabiagya Rural Bank Ltd 070623 Barekese
24 Atwima Mponua Rural Bank Ltd 070624 Toase
25 Otuasekan Rural Bank Ltd 070625 Kofiase
26 Upper Amenfi Rural Bank Ltd 070626 Ankwawso
27 Bia – Torya Rural Bank Ltd 070627 Bonsu-Nkwanta
28 Amantin & Kasei Community Bank Ltd 070628 Kasei
29 Nsutaman Rural Bank Ltd 070629 Nsuta
30 Sefwiman Rural Bank Ltd 070630 Sefwi-Asaw
31 Offinso Rural Bank Ltd 070631 Kumasi
32 Ejuraman Rural Bank Ltd 070632 Kumasi
33 Bosome Freho Rural Bank Ltd 070633 Kumasi

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5.7.7 Sunyani Clearing Zone
No Name of Branch Sort Code Location
1 Apex Bank – Sunyani Centre 070701 Sunyani
2 Kintampo Rural Bank Ltd 070702 Kintampo
3 Wamfie Rural Bank Ltd 070703 Wamfie
4 Suma Rural Bank Ltd 070704 Suma Ahenkro
5 Tano Rural Bank Ltd 070705 Ntotroso – Gyedu
6 Asutifi Rural Bank Ltd 070706 Acerensua
7 Nkoranza Kwabre Rural Bank Ltd 070707 Akuma
8 Fiagya Rural Bank Ltd 070708 Busunya
9 Bomaa Area Rural Bank Ltd 070709 Bomaa
10 Baduman Rural Bank Ltd 070710 Badu
11 Nsoatreman Rural Bank Ltd 070711 Nsoatre
12 Derma Rural Bank Ltd 070712 Derma
13 Tano Agya Rural Bank Ltd 070713 Dadeisoaba
14 Nkoranman Rural Bank Ltd 070714 Seikwa
15 Kaaseman Rural Bank Ltd 070715 Kaase
16 Ahafo Community Rural Bank Ltd 070716 Kukuom
17 Drobo Community Bank Ltd 070717 Drobo
18 Nafana Rural Bank Ltd 070718 Sampa
19 Capital Rural Bank Ltd 070719 Abesim
20 Atweaban Rural Bank Ltd 070720 Sunyani
21 Nkrankwanta Rural Bank Ltd 070721 Sunyani
22 Wenchi Rural Bank Ltd 070722 Wenchi
5.7.8 Tamale Clearing Zone
No Name of Branch Sort Code Location
1 Apex Bank – Tamale Centre 070801 Tamale
2 Bonzali Rural Bank Ltd 070802 Kumbungu
3 Borimanga Rural Bank Ltd 070803 Savelegu
4 Buwuulonso Rural Bank Ltd 070804 Tamale
5 Tizaa Rural Bank Ltd 070805 Tamale
6 Zabzugu Rural Bank Ltd 070806 Zabzugu

5.7.9 Bolgatanga Clearing Zone
No Name of Branch Sort Code Location
1 Apex Bank – Bolga Centre 070901 Bolgatanga
2 Naara Rural Bank Ltd 070902 Paga
3 Bessfa Rural Bank Ltd 070903 Garu
4 West Manprusi Community Bank Ltd 070904 Walewale
5 East Manprusi Community Bank Ltd 070905 Gambaga
6 Builsa Community Bank Ltd 070906 Sandema
7 Toende Rural Bank Ltd 070907 Zibilla
8 Bongo Rural Bank Ltd 070908 Bolgatanga
5.7.10 Wa Clearing Zone
No Name of Branch Sort Code Location
1 Apex Bank – Wa Centre 071001 Wa
2 Nandom Rural Bank Ltd 071002 Nandom
3 Sonzele Rural Bank Ltd 071003 Jirapa
4 Sissala Rural Bank Ltd 071004 Tuma
5 Lawra Rural Bank Ltd 071005 Wa
5.7.11 Hohoe Clearing Zone
No Name of Branch Sort Code Location
1 Apex Bank – Hohoe Centre 071101 Hohoe
2 North Volta Rural Bank Ltd 071102 Guaman
3 Asubonten Rural Bank Ltd 071103 Worawora
4 Gbi Rural Bank Ltd 071104 Hohoe
5 Kpasa Rural Bank Ltd 071105 Hohoe
5.8 Agricultural Development Bank
No Name of Branch Sort Code
1 Ring Road Central 080101
2 Adabraka 080102
3 Tema 080103
4 Teshie 080104
5 Kaneshie 080105
6 Cedi House 080106
7 Internaitonal Banking 080107
8 Gulf House 080108
9 Dansoman 080109
10 Nungua 080110
11 Korkordzor 080111
12 Osu 080112
13 Madina 080113
14 Abeka-La-Paz 080114
15 Agona Swedru 080115
16 ADB House 080116
17 Achimota 080117
18 Spintex 080118
19 Makola 080119
20 Accra New Town 080120
21 Ashaiman 080124
22 Danquah Circle 080125
23 Kasoa 080127
24 Head Office 080198
25 Treasury 080199
26 Koforidua 080221
27 Suhum 080222
28 Nkawkaw 080223
29 Cape Coast 080331
30 Assin Foso 080332
31 University of Cape Coast 080333
32 Mankessim 080334
33 Takoradi 080441
34 Enchi 080444
35 Agona Nkwanta 080446
36 Ho 080552
37 Kpandu 080553
38 Denu 080555
39 Juapong 080556
40 Sogakope 080557
41 Kumasi Adum 080661
42 Bekwai 080662
43 New Edubiase 080663
44 Obuasi 080664
45 Kumasi Central Market 080665
46 Kumasi Asokwa 080666
47 Kumasi Prempeh 11 Street 080667
48 Amakom 080668
49 Sefwi Wiawso 080684
50 Atebubu 080685
51 Bonsu Nkwanta 080686
52 Sefwi Essam 080687
53 Sunyani 080771
54 Dormaa Ahenkro 080772
55 Berekum 080774
56 Nkoranza 080775
57 Techiman 080776
58 Goaso 080777
59 Kwapong 080778
60 Kenyase 080779
61 Tamale 080881
62 Tamale Aboabo 080882
63 Yendi 080883
64 Bolgantanga 080991
65 Bawku 080992
66 Navrongo 080993
67 Wa 081095
68 Hohoe 081151
5.9 SG – SSB Ltd
No Name of Branch Sort Code
1 Accra Main 090101
2 North Industrial Area 090102
3 Tudu 090103
4 Accra New Town 090104
5 Faanofaa Road 090105
6 Tema Main 090106
7 Ring Road Central 090107
8 Okaishie 090108
9 Kaneshie 090109
10 Tema Fishing Harbour 090110
11 Kotobabi 090111
12 Accra Central 090112
13 Lotteries 090113
14 Premier Towers 090114
15 Accounts 090115
16 Treasury 090116
17 Centralised Operations 090140
18 International Business 090150
19 Koforidua 090201
20 Akim Oda 090202
21 Cape Coast 090301
22 Dunkwa 090302
23 Twifo Nyinase 090303
24 Takoradi 090401
25 Sefwi Wiawso 090402
26 Sefwi Bekwai 090403
27 Tarkwa 090404
28 Essam 090405
29 Asankragwa 090406
30 Akontombra 090407
31 Juabeso 090408
32 Asempaneye 090409
33 Adabokrom 090410
34 Ho 090501
35 Adum 090601
36 Kumasi Central 090602
37 Bibiani 090603
38 Tepa 090604
39 Asafo 090605
40 Sunyani 090701
41 Berekum 090741
42 Tamale 090801
43 Bolgatanga 090901
44 Wa 091001

5.10 Merchant Bank (Gh) Ltd
No Name of Branch Sort Code
1 Accra 100101
2 Tema 100102
3 Ridge 100103
4 Adabraka 100104
5 Kaneshie 100105
6 Abeka 100106
7 North Industrial Area 100107
8 Tema East 100108
9 Achimota 100109
10 Abossey Okai 100110
11 South Industrial Area 100111
12 Osu 100112
13 Koforidua 100204
14 Takoradi 100401
15 Tarkwa 100402
16 Kumasi 100601
17 Bibiani 100602
18 Asafo 100603
19 Bantama 100604
20 Adumo 100605
21 Techiman 100701
2.14.1 Merchant Bank NBFI Customers
No Name of Branch Sort Code
22 First National Savings & Loans 100199
5.11 HFC Bank (Gh) Ltd
No Name of Branch Sort Code
1 Ebankese 110101
2 Accra Central 110103
3 Ridge 110104
4 Tema 110105
5 Legon 110107
6 Abossey Okai 110108
7 Tudu 110109
8 Agbogloshie 110112
9 Baatsona 110116
10 Private Banking 110117
11 Ashiaman 110118
12 Post Office Square 110119
13 Koforidua 110215
14 Asamankese 110216
15 Swedru 110302
16 Cape Coast 110303
17 Winneba 110304
18 Takoradi 110401
19 Kumasi 110601
20 Adum 110603
21 Kumasi Magazine 110604
22 KNUST 110613
23 Techiman 110710
24 Tamale 110814
5.12 Zenith Bank (Gh) Ltd.
No Name of Branch Sort Code
1 Premier Towers 120101
2 Patrice Lumumba Road 120102
3 Tema 120103
4 Kojo Thomsons 120104
5 Spintex Road 120105
6 Graphic Road 120106
7 North Industrial Area 120107
8 Labone 120108
9 East Legon 120109
10 Tema Industrial Area 120110
11 Achimota 120111
12 Akosombo 120112
13 Cape Coast 120301
14 Takoradi Main 120401
15 Kumasi Main 120601
16 Adum 120602
17 Suame 120603
18 Sunyani 120701
19 Tamale 120801
5.13 Ecobank (Gh) Ltd
No. Name of Branch Sort Code
1 Head Office 130101
2 Tema 130102
3 Ring Road Central 130103
4 Tudu 130104
5 Silver Star 130105
6 Osu 130106
7 A & C Mall 130107
8 Tema Long Room 130108
9 McCarthy Hill 130109
10 Nima 130110
11 Abeka Lapaz 130111
12 Dansoman 130112
13 Tema Community 6 130113
14 Darkuman 130114
15 Legon 130115
16 South Industrial Area 130116
17 Spintex 130117
18 Accra Shopping Mall 130118
19 Tema Shopping Mall 130119
20 Weija 130120
21 Achimota, Mile 11 130121
22 Madina 130122
23 Haatso 130123
24 Kissieman/Westlands 130124
25 Motorway Roundabout 130125
26 Dome, St Johns 130126
27 Kotobabi 130127
28 Safe Bond 130128
29 Labone 130129
30 Reinsurance House 130131
31 Trust Towers 130132
32 Tesano 130133
33 Tema Hospital Road 130134
34 Kasoa 130135
35 Kantamanto 130136
36 Madina Central 130137
37 Tema Community 1 130138
38 Sakumono 130139
39 High Street 130140
40 Kwashieman 130141
41 Kisseiman 130142
42 Spintex (East Airport) 130147
43 Kwabenya 130148
44 Okponglo 130149
45 Ashaiman 130150
46 Evandy Hostel 130151
47 Pentagon Legon 130152
48 Okofo House 130152
49 New Abirem 130201
50 Takoradi 130401
51 Tarkwa 130402
52 Takoradi Market Circle 130403
53 Elubo 130404
54 Aflao 130501
55 Kumasi Harper Road 130601
56 Jubilee House 130602
57 KNUST 130603
58 Adum 130604
59 Abrepo Junction 130605
60 Tafo 130606
61 Ash Town 130607
62 Kejetia 130608
63 Abrepo Main 130609
64 Bantama 130610
65 Stadium 130611
66 Tanaso 130612
67 Bantama GNTC 130613
68 SSNIT House 130614
69 Suame 130615
70 Ashtown East 130616
71 Kenyasi Agency 130701
72 Sunyani 130702
73 Bui 130703
5.13.1 Ecobank NBFI Customers
No Name of Branch Sort Code
74 Citi Savings 130140
75 Midland Banking 130141
76 Women’s World Banking 130142
77 ACCION 130145
78 Opportunity Int. Saving and Loan 130146
79 Adehernan Savings & Loans 130154
80 First National Savings & Loans 130155
81 Procredit Savings & Loans 130156
82 Women’s World Banking 130157
83 Union Savings & Loans 130158
84 First Allied Savings & Loans 130159
85 Beige Capital 130160
5.14 Cal Bank Ltd.
No Name of Branch Sort Code
1 Independence Avenue 140101
2 Tema Industrial Area 140102
3 Derby Avenue 140103
4 Spintex Road 140104
5 Graphic Road 140105
6 Tema Harbour 140106
7 Weija 140107
8 Circle 140108
9 Legon 140109
10 Takoradi Market Circle 140401
11 Tarkwa 140402
12 Takoradi Harbour 140403
13 Nhyieaso 140601
14 Suame 140602
15 Kejetia 140603
16 KNUST 140604
17 Asafo 140605
2.14.1 CAL Bank NBFI Customers
No Name of Branch Sort Code
18 Opportunity Savings & Loans 140199
2.16 UT Bank (Gh) Ltd
No Name of Branch Sort Code
1 Castle Road 160101
2 Makola 160102
3 Tema Main 160103
4 Nima 160104
5 Abossey Okai 160105
6 Tema Community 2 160107
7 Haatso 160108
8 Spintex 160109
9 Airport City 160110
10 Madina 160111
11 Baatsonaa 160112
12 Adabraka 160113
13 Osu 160114
14 Accra 160115
15 Kaneshie 160116
16 Corporate Banking 160117
17 SME Banking Operations 160118
18 Ashaiman 160119
19 Koforidua 160201
20 Cape Coast 160301
21 Takoradi Market Circle 160401
22 Takoradi Shippers Council 160402
23 Tarkwa 160403
24 Ho 160501
25 Adum Kumasi 160601
26 Kumasi STC 160602
27 Obuasi 160603
28 Sunyani Melcom 160701
2.17 First Atlantic Merchant Bank Ltd
No Name of Branch Sort Code
1 Accra 170101
2 Kantamanto Agency 170102
3 Tema 170103
4 Makola 170104
5 North Ridge 170105
6 Kumasi 170601
7 Suame 170602
2.18 Prudential Bank Ltd
No Name of Branch Sort Code
1 Accra 180101
2 Abossey Okai 180102
3 GICEL 180103
4 Tema Fishing Habour 180104
5 Madina 180105
6 Makola 180107
7 Ring Road Central 180109
8 Spintex Road 180110
9 Tema Community 1 180111
10 Weija 180112
11 Tesano 180113
12 Zongo Junction 180114
13 Odorkor 180115
14 Abeka 180116
15 North Industrial Area 180117
16 Adenta 180118
17 Kwame Nkrumah Circle 180119
18 Mataheko 180120
19 Cape Coast 180301
20 University of Cape Coast 180302
21 Takoradi Harbour 180401
22 Takoradi Market Circle 180402
23 Kumasi 180601
24 Adum, Kumasi 180602
25 Afful Nkwanta 180603
26 Aboabo 180604
27 Atonsu 180605
28 Suame Maakro 180606
29 Tamale 180801
2.19 Stanbic Bank Ghana Ltd
No Name of Branch Sort Code
1 Accra Main 190101
2 Airport City 190102
3 Spintex Road 190103
4 Accra Mall 190104
5 North Industrial Area 190105
6 Tema Industrial Area 190106
7 Graphic Road 190107
8 Makola 190108
9 Ring Road 190109
10 Achimota 190110
11 Roman Ridge 190111
12 Kasoa 190112
13 Tema Fishing Habour 190113
14 Takoradi 190401
15 Tarkwa 190402
16 Ho 190501
17 Harper, Kumasi 190601
18 Sunyani 190701
19 Tamale 190801
20 Bolgatanga 190901
21 Wa 191001
2.20 International Commercial Bank Ltd
No Name of Branch Sort Code
1 Accra – Makola 200101
2 Kasoa 200102
3 Tema 200103
4 Kaneshie 200104
5 Ring Road Central 200105
6 Dansoman 200106
7 Spintex Road 200107
8 Swedru 200108
9 Achimota 200109
10 Swanmill 200110
11 Korle-Bu 200111
12 Dome 200112
13 Santa Maria 200113
14 Takoradi 200401
15 Adum 200601
16 Suame 200602
17 Techiman 200701
2.21 Bank of Africa Bank (Gh) Ltd
No Name of Branch Sort Code
1 Farrar Avenue 210101
2 Ridge 210102
3 Maamobi 210103
4 Accra Central 210104
5 Accra Newtown 210105
6 Michel Camp Road 210106
7 East Legon 210111
8 Kwashiemen 210112
9 Osu 210113
10 Spintex Road 210114
11 Tema 210116
12 Dansoman 210117
13 Madina 210118
14 Abossy Okai 210119
15 Takoradi 210401
16 Tamale 210801
17 Mankom Kumasi 210601
18 Adum Kumasi 210602
2.22 Unibank Ghana Ltd
No Name of Branch Sort Code
1 Accra Main 220101
2 Makola 220102
3 Apenkwa 220103
4 Ashaiman 220104
5 Kaneshie 220105
6 GIMPA 220106
7 Spintex Road 220108
8 Osu 220109
9 Tema 220110
10 Accra Mall 220111
11 Kasoa 220118
12 Koforidua 220217
13 Takoradi 220413
14 Kumasi Main 220607
15 Suame 220612
16 Golden Tulip, Kumasi 220614
17 Roman Hill 220615
18 Techiman 220616
2.23 Guaranty Trust (Gh) Limited
No Name of Branch Sort Code
1 Head Office 230101
2 Airport 230102
3 Tema 230103
4 Osu 230104
5 Spintex Road 230105
6 Labone 230106
7 Graphic Road 230107
8 Ashiaman 230108
9 Tudu 230109
10 Madina 230110
11 Achimota 230111
12 North Industrial Area 230112
13 Tema Community 6 230113
14 Opera Square 230114
15 Abeka Lapaz 230115
16 Takoradi 230401
17 Takwa 230402
18 Aflao 230501
19 Kumasi Lake Road 230601
20 Techiman 230701
21 Tamale 230801
2.24 Fidelity Bank Ghana Ltd.
No Name of Branch Sort Code
1 Head Office (Ridge Towers) 240101
2 Spintex Road 240102
3 High Street 240103
4 Osu 240104
5 Abossey Okai 240105
6 Tema Safe Bond 240106
7 Kantamanto 240107
8 Tudu 240108
9 Tema Community 1 240109
10 Okaishie 240110
11 Action Chapel 240111
12 A & C Mall 240112
13 Dansoman 240113
14 Ring Road 240114
15 Haatso 240115
16 Tema Community 2 240116
17 Accra Central Post 240117
18 Adenta 240118
19 IPS 240119
20 Trade Fair 240120
21 Assin Fosu 240301
22 Takoradi Market Circle 240401
23 Tarkwa 240402
24 Takoradi Post 240403
25 Ho 240501
26 Hohoe 241191
27 Stadium Post, Kumasi 240601
28 Kumasi – Adum 240602
29 Kumasi – Suame 240603
30 Atonsu 240604
31 Ahodwo 240605
32 Sunyani Post 240701
33 Tamale 240801
2.26 Bank of Baroda (Gh) Ltd.
No Name of Branch Sort Code
1 Head Office 260101
2.27 BSIC Ghana Ltd.
No Name of Branch Sort Code
1 Head Office (Adabraka) 270101
2 Accra Central 270102
3 Spintex 270103
4 Nima 270104
5 North Industrial Area 270105
6 Madina 270106
7 Tema 270107
8 Darkuman 270108
9 Takoradi 270401
10 Kumasi 270601
2.28 Access Bank (Gh) Ltd.
No Name of Branch Sort Code
1 Head Office (East Cantoments) 280101
2 Tema Main 280102
3 Osu Oxford 280103
4 Lashibi 280104
5 Osu Watson 280105
6 Kantamanto 280106
7 Kaneshie 280107
8 Castle Road 280108
9 Madina 280109
10 South Industrial Area 280110
11 North Industrial Area 280111
12 Ring Road Central 280112
13 Kaneshie Post Office 280113
14 Abeka Lapaz 280114
15 Okaishie 280115
16 Ashaiman 280116
17 IPS 280117
18 Achimota 280118
19 Tema Community 1 280119
20 Nima 280120
21 Tema Industrial Area 280121
22 Airport 280122
23 Tarkwa 280401
24 Takoradi 280402
25 Sefwi Wiawso 280403
26 Enchi 280404
27 Amakom 280604
28 Kumasi Asafo 280601
29 Adum 280602
30 Suame 280603
31 Amakom 280604
32 Techiman 280701
33 Tamale 280801
2.29 Energy Bank (Gh) Ltd.
No Name of Branch Sort Code
1 GNAT Heights (Head Office) 290101
2 Tema 290102
3 Accra Central 290104
4 Adum, Kumasi 290601

Above are the Banking Short Codes and Swift Codes in Ghana

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